Money Management Basics by Financially Taught

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About Course

This financial literacy course explores the foundations of personal finance through the lens of psychology, culture, and lived experience—specifically centering Black and African American earners. Participants will reflect on the societal pressures, historical barriers, and limiting norms that have restricted wealth-building opportunities in Black communities. The course goes beyond the numbers, diving deep into the emotional roots of money habits, the impact of generational narratives, and the mindset shifts required to break cycles of scarcity.

Through a blend of financial education and self-reflection, students will learn how to set clear, values-based financial goals, build sustainable wealth habits, and begin developing the confidence to invest in their futures. We’ll explore strategies to overcome internalized money shame, reframe fear around investing, and cultivate daily practices that foster financial peace and possibility. Practical tools for budgeting, saving, debt management, and credit-building will be paired with tips and mindset techniques to shift from survival to stability—and ultimately, from stability to legacy. By the end of the course, participants will leave with the knowledge, clarity, and empowerment needed to disrupt generational patterns and write a new money story rooted in worth, purpose, and joy.

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What Will You Learn?

  • By the end of the course, participants will walk away with greater clarity, confidence, and control over their money story—and a plan to fund the life they deserve.

Course Content

Week 1: Unpacking the Past – Historical Money Mindsets & Cultural Conditioning
Module 1.1: How Family & Culture Shape Money Beliefs Unpack generational money messages and how cultural narratives influence spending and saving today.

  • First $Money Memory

Week 2: Values, Vision & Goal Setting
Module 2.1: Your Money Values and Personal Vision Define what financial Security and freedom looks like and how it connects to your purpose and identity. Module 2.2: Setting SMART Goals for Legacy Wealth Craft specific, measurable, and values-aligned financial goals.

Week 3: Know Your Numbers – Income, Expenses & Evaluating Options
Module 3.1: Understanding Your Income, Spending, and Lifestyle Costs Learning how to track all sources of income, list type of expenses, and calculate your cost of living. Module 3.2: How to Compare Job Offers & Total Compensation Look beyond salary to evaluate benefits, stability, and long-term wealth opportunities.

Week 4: Budgeting, Habits and Healthy Money Conversations
Module 4.1: Creating a Sustainable, Values-Based Budget Build a realistic budget that supports your goals, priorities, and lifestyle. Module 4.2: Talking Money with Family, Children & Partners Learn how to initiate honest, shame-free conversations around money with loved ones and those you share financial goals with. Module 4.3: Navigating Cultural Pressures & Setting Boundaries Resist lifestyle inflation, address family financial expectations, and set boundaries with love and clarity.

Week 5: Credit and Debt – Tools, Not Traps
Module 5.1: Understanding Credit and Building it Strategically Learn how credit works, why do you need it, how to establish, and how to maintain or rebuild yours. Module 5.2: Managing Debt Without Shame Discuss emotional ties to debt, repayment strategies, and letting go of guilt, anxiety or secrecy.

Week 6: Protecting Your Ass’ets
Module 6.1: Protecting Assets Introduction to various types of insurance, what is it and why do we need it. Beginner intro to estate planning and learn if you need it. Module 6.2: Cyber Security, Phishing, Spamming and Scamming Understanding how to protect your assets in a tech world where people prey on the ignorance and empathy of others.

Week 7: Savings, Retirement and Investing-
Module 7.1: Mindset Shifts Surrounding Long Term Savings Module 7.2: What does Retirement look like to you? How to start planning. Module 7.3: What is investing? Why should we invest? Dispel myths about investing and explore abundance

Week 8: Integration and Celebration – Your Wealth Blueprint!
Module 8.1: Daily Money Rituals and Mindset Maintenance Build money check-ins, affirmations, and wealth rituals into your routine. Module 8.2: Creating Your 12-Month Wealth Action Plan Review & Synthesize what you’ve learned into a clear, doable roadmap for the next year.

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